Montgomery County Recordation Tax
Montgomery County (recordation tax) charges marginal brackets: 0.89% up to $500,000, 1.35% from $500,000 to $600,000, 2.04% from $600,000 to $750,000, 2.156% from $750,000 to $1,000,000, 2.27% above $1,000,000 on top of the Maryland state tax (0.5% of the purchase price). On a $446,900 home that is $6,212 in total. Marginal bands per Bill 17-23: $4.45/$500 (0.89%) up to $500,000, rising in bands to $11.35/$500 (2.27%) above $1,000,000. The first $100,000 of an owner-occupied principal residence is exempt from recordation tax (not modeled in these tiers). Customarily borne by the buyer on the buyer's deed of trust (mortgage), though negotiable.
Montgomery County (recordation tax) transfer tax by purchase price
| Purchase price | State tax | Montgomery County (recordation tax) | Total |
|---|---|---|---|
| $150,000 | $750 | $1,335 | $2,085 |
| $200,000 | $1,000 | $1,780 | $2,780 |
| $250,000 | $1,250 | $2,225 | $3,475 |
| $300,000 | $1,500 | $2,670 | $4,170 |
| $350,000 | $1,750 | $3,115 | $4,865 |
| $400,000 | $2,000 | $3,560 | $5,560 |
| $450,000 | $2,250 | $4,005 | $6,255 |
| $500,000 | $2,500 | $4,450 | $6,950 |
| $600,000 | $3,000 | $5,800 | $8,800 |
| $700,000 | $3,500 | $7,840 | $11,340 |
| $800,000 | $4,000 | $9,938 | $13,938 |
| $1,000,000 | $5,000 | $14,250 | $19,250 |
Transfer tax calculator
Who pays
Buyer. Marginal bands per Bill 17-23: $4.45/$500 (0.89%) up to $500,000, rising in bands to $11.35/$500 (2.27%) above $1,000,000. The first $100,000 of an owner-occupied principal residence is exempt from recordation tax (not modeled in these tiers). Customarily borne by the buyer on the buyer's deed of trust (mortgage), though negotiable.
Frequently asked questions
How much is the transfer tax in Montgomery County (recordation tax)?
Montgomery County (recordation tax) charges marginal brackets: 0.89% up to $500,000, 1.35% from $500,000 to $600,000, 2.04% from $600,000 to $750,000, 2.156% from $750,000 to $1,000,000, 2.27% above $1,000,000, on top of the Maryland state tax, so a $446,900 home pays $6,212 in total ($2,235 state, $3,977 local).
Who pays the Montgomery County (recordation tax) transfer tax?
Buyer. Marginal bands per Bill 17-23: $4.45/$500 (0.89%) up to $500,000, rising in bands to $11.35/$500 (2.27%) above $1,000,000. The first $100,000 of an owner-occupied principal residence is exempt from recordation tax (not modeled in these tiers). Customarily borne by the buyer on the buyer's deed of trust (mortgage), though negotiable.
Sources
- Maryland Tax-Property Article 13-203
- Who pays
- Gordon Feinblatt LLC (citing Montgomery County Bill 17-23, eff. 10/1/2023)
Rates as the statute or revenue department publishes them, checked 2026-09-22. Figures are computed from those rates and rounded to the dollar; exemptions for first-time buyers or principal residences are noted where they exist and are not applied. All sources.
Maryland transfer tax overview → All Maryland buyer closing costs →
Figures are computed from the statutes and ordinances cited above and rounded to the dollar. This is general information, not tax or legal advice.
Maryland transfer tax