Transfer Tax on a $400,000 Home in Maryland
The Maryland transfer tax on a $400,000 purchase is $2,000 (0.5% of the purchase price). In Baltimore City the total is $12,000.
Nearby prices
| Purchase price | State tax | Total |
|---|---|---|
| $150,000 | $750 | $750 |
| $200,000 | $1,000 | $1,000 |
| $250,000 | $1,250 | $1,250 |
| $300,000 | $1,500 | $1,500 |
| $350,000 | $1,750 | $1,750 |
| $400,000 | $2,000 | $2,000 |
| $450,000 | $2,250 | $2,250 |
| $500,000 | $2,500 | $2,500 |
| $600,000 | $3,000 | $3,000 |
| $700,000 | $3,500 | $3,500 |
| $800,000 | $4,000 | $4,000 |
| $1,000,000 | $5,000 | $5,000 |
Transfer tax calculator
Who pays
Who pays the transfer tax in Maryland is negotiable in the purchase contract. Negotiable by contract; local custom in much of the DC/Baltimore metro market has the seller pay the state and local transfer taxes. The reduced 0.25% first-time-Maryland-buyer rate must, by statute, be paid entirely by the seller. Source
With a local surcharge
- Baltimore City $12,000
- Baltimore County $10,000
- Montgomery County (recordation tax) $5,560
- Montgomery County (local transfer tax) $5,550
- Prince George's County $9,800
- Anne Arundel County $8,800
- Howard County $9,000
- Frederick County $6,800
- Harford County $4,640
Frequently asked questions
How much is the transfer tax on a $400,000 house in Maryland?
$2,000: the state rate is 0.5% of the purchase price. In Baltimore City and Baltimore County a local tax is added on top.
Who pays it?
Who pays the transfer tax in Maryland is negotiable in the purchase contract. Negotiable by contract; local custom in much of the DC/Baltimore metro market has the seller pay the state and local transfer taxes. The reduced 0.25% first-time-Maryland-buyer rate must, by statute, be paid entirely by the seller. Source
Sources
Rates as the statute or revenue department publishes them, checked 2026-09-22. Figures are computed from those rates and rounded to the dollar; exemptions for first-time buyers or principal residences are noted where they exist and are not applied. All sources.
Maryland transfer tax overview → Title insurance on a $400,000 home in Maryland →
Figures are computed from the statute cited above and rounded to the dollar. This is general information, not tax or legal advice.
Maryland transfer tax