Mobile County, Alabama Closing Costs
On the $176,600 median Mobile County home, the county-specific closing items come to about $846: transfer tax $177, title insurance $604, recording fees $65. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Recording fees | Total |
|---|---|---|---|---|
| $150,000 | $150 | $550 | $65 | $765 |
| $200,000 | $200 | $650 | $65 | $915 |
| $250,000 | $250 | $750 | $65 | $1,065 |
| $300,000 | $300 | $850 | $65 | $1,215 |
| $350,000 | $350 | $950 | $65 | $1,365 |
| $400,000 | $400 | $1,050 | $65 | $1,515 |
| $450,000 | $450 | $1,150 | $65 | $1,665 |
| $500,000 | $500 | $1,250 | $65 | $1,815 |
| $600,000 | $600 | $1,450 | $65 | $2,115 |
| $700,000 | $700 | $1,650 | $65 | $2,415 |
| $800,000 | $800 | $1,850 | $65 | $2,715 |
| $1,000,000 | $1,000 | $2,250 | $65 | $3,315 |
Frequently asked questions
How much are closing costs in Mobile County?
On the $176,600 median home, the county-specific items come to about $846: transfer tax $177, title insurance $479 for the owner's policy and $125 for the lender's, and about $65 to record the deed and mortgage. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Mobile County?
Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- Alabama Department of Revenue, Recordation Tax (deeds: $.50 per $500 of value or fraction thereof)
- WFG National Title Insurance Company, State of Alabama Manual of Title Insurance Premiums, effective September 2, 2024 (filed with the Alabama Dept. of Insurance under Ala. Code 27-25-6), Section 3 Basic Rate Table
- Probate Court of Mobile County, Alabama (Recording Division) fee schedule
Figures are computed from the documents above and rounded to the dollar. All sources.
All Alabama buyer closing costs → Mobile County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Mobile County overview