2026 Loan Limits by County
How big a loan can your county back?
About these limits
FHA and conforming limits are set per county each year by HUD and FHFA. A loan above the limit is a jumbo loan with different rules. Source: HUD CHUMS file for 2026 and FHFA county limits.
FHA limits from HUD and conforming limits from FHFA for every county, by state. The national floor is $541,287 (FHA) and $832,750 (conforming) for one unit; high-cost counties go higher.
Choose your county to see the answer.
CountyHouseholdIncomePriceSavings
More about loan limits
Browse by state
- Alabama 67
- Alaska 30
- Arizona 15
- Arkansas 75
- California 58
- Colorado 64
- Connecticut 9
- Delaware 3
- District of Columbia 1
- Florida 67
- Georgia 159
- Hawaii 4
- Idaho 44
- Illinois 102
- Indiana 92
- Iowa 99
- Kansas 105
- Kentucky 120
- Louisiana 64
- Maine 16
- Maryland 24
- Massachusetts 14
- Michigan 83
- Minnesota 87
- Mississippi 82
- Missouri 115
- Montana 56
- Nebraska 93
- Nevada 16
- New Hampshire 10
- New Jersey 21
- New Mexico 33
- New York 62
- North Carolina 100
- North Dakota 53
- Ohio 88
- Oklahoma 77
- Oregon 36
- Pennsylvania 67
- Rhode Island 5
- South Carolina 46
- South Dakota 66
- Tennessee 95
- Texas 250
- Utah 29
- Vermont 14
- Virginia 133
- Washington 39
- West Virginia 55
- Wisconsin 72
- Wyoming 23
General information, not financial, tax or legal advice.