2026 Income Limits by County

Are you under the income limit?

About these limits

HUD publishes a limit for every county each year. Most down payment help uses 80% of the area median income, adjusted for how many people live in the home. Limits are for the HUD area around the county, not the county alone. Source: HUD FY 2026 Income Limits.

Area median income and HUD’s 80%, 50% and 30% limits for every county, by state. Most down payment assistance and affordable mortgage programs use these lines to decide who qualifies.

Choose your county to see the answer.

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CountyHouseholdIncomePriceSavings