Pinal County, Arizona Closing Costs
On the $312,100 median Pinal County home, the county-specific closing items come to about $2,361: no transfer tax in Arizona, title insurance $2,301, recording fees $60. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Recording fees | Total |
|---|---|---|---|---|
| $150,000 | $0 | $1,515 | $60 | $1,575 |
| $200,000 | $0 | $1,774 | $60 | $1,834 |
| $250,000 | $0 | $2,013 | $60 | $2,073 |
| $300,000 | $0 | $2,205 | $60 | $2,265 |
| $350,000 | $0 | $2,488 | $60 | $2,548 |
| $400,000 | $0 | $2,723 | $60 | $2,783 |
| $450,000 | $0 | $2,934 | $60 | $2,994 |
| $500,000 | $0 | $3,133 | $60 | $3,193 |
| $600,000 | $0 | $3,531 | $60 | $3,591 |
| $700,000 | $0 | $3,936 | $60 | $3,996 |
| $800,000 | $0 | $4,342 | $60 | $4,402 |
| $1,000,000 | $0 | $5,142 | $60 | $5,202 |
Frequently asked questions
How much are closing costs in Pinal County?
On the $312,100 median home, the county-specific items come to about $2,361: no transfer tax in Arizona, title insurance $1,438 for the owner's policy and $863 for the lender's, and about $60 to record the deed and mortgage. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Pinal County?
Who pays the owner's title policy is customarily the seller; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- A.R.S. Sec. 11-1132 (county recorder shall collect a fee of two dollars for the deed or contract)
- WFG National Title Insurance Company, Arizona Rate and Rules Manual, effective March 1, 2023 (filed under A.R.S. 20-376), Section 3.1 Basic Rate Table
- Pinal County Recorder fee schedule
Figures are computed from the documents above and rounded to the dollar. All sources.
All Arizona buyer closing costs → Pinal County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Pinal County overview