St. Francis County, Arkansas Closing Costs
On the $87,700 median St. Francis County home, the county-specific closing items come to about $664: transfer tax $290, title insurance $374. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Total |
|---|---|---|---|
| $150,000 | $495 | $528 | $1,023 |
| $200,000 | $660 | $640 | $1,300 |
| $250,000 | $825 | $753 | $1,578 |
| $300,000 | $990 | $865 | $1,855 |
| $350,000 | $1,155 | $978 | $2,133 |
| $400,000 | $1,320 | $1,090 | $2,410 |
| $450,000 | $1,485 | $1,203 | $2,688 |
| $500,000 | $1,650 | $1,315 | $2,965 |
| $600,000 | $1,980 | $1,515 | $3,495 |
| $700,000 | $2,310 | $1,715 | $4,025 |
| $800,000 | $2,640 | $1,915 | $4,555 |
| $1,000,000 | $3,300 | $2,315 | $5,615 |
Frequently asked questions
How much are closing costs in St. Francis County?
On the $87,700 median home, the county-specific items come to about $664: transfer tax $290, title insurance $324 for the owner's policy and $50 for the lender's. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in St. Francis County?
The transfer tax is customarily split. Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- Ark. Code Ann. Sec. 26-60-105(a) and (b)
- Stewart Title Guaranty Company, Arkansas Title Insurance Schedule of Charges, effective 03/16/2026, Sections C.1 (Owner's/Leasehold Basic Schedule), D.1 (Loan Policy Basic Schedule), and E (Simultaneous Issuance Transactions)
Figures are computed from the documents above and rounded to the dollar. All sources.
All Arkansas buyer closing costs → St. Francis County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
St. Francis County overview