San Francisco County, California Closing Costs
On the $1,380,500 median San Francisco County home, the county-specific closing items come to about $11,952: transfer tax $11,873, recording fees $79. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Recording fees | Total |
|---|---|---|---|---|
| $150,000 | $915 | $993 | $79 | $1,987 |
| $200,000 | $1,220 | $1,134 | $79 | $2,433 |
| $250,000 | $1,525 | $1,248 | $79 | $2,852 |
| $300,000 | $2,370 | $1,378 | $79 | $3,827 |
| $350,000 | $2,765 | $1,462 | $79 | $4,306 |
| $400,000 | $3,160 | $1,575 | $79 | $4,814 |
| $450,000 | $3,555 | $1,659 | $79 | $5,293 |
| $500,000 | $3,950 | $1,771 | $79 | $5,800 |
| $600,000 | $4,740 | $1,912 | $79 | $6,731 |
| $700,000 | $5,530 | $2,071 | $79 | $7,680 |
| $800,000 | $6,320 | $2,243 | $79 | $8,642 |
| $1,000,000 | $7,900 | $2,563 | $79 | $10,542 |
Frequently asked questions
How much are closing costs in San Francisco County?
On the $1,380,500 median home, the county-specific items come to about $11,952: transfer tax $11,873 including San Francisco transfer tax, and about $79 to record the deed and mortgage. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in San Francisco County?
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- Cal. Rev. & Tax. Code Sec. 11911(a)
- SF.gov, Transfer tax (Office of the Assessor-Recorder)
- Office of the Assessor-Recorder, City and County of San Francisco fee schedule
Figures are computed from the documents above and rounded to the dollar. All sources.
All California buyer closing costs → San Francisco County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
San Francisco County overview