Santa Clara County, California Closing Costs
On the $1,490,600 median Santa Clara County home, the county-specific closing items come to about $16,498: transfer tax $16,400, recording fees $98. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Recording fees | Total |
|---|---|---|---|---|
| $150,000 | $1,650 | $993 | $98 | $2,741 |
| $200,000 | $2,200 | $1,134 | $98 | $3,432 |
| $250,000 | $2,750 | $1,248 | $98 | $4,096 |
| $300,000 | $3,300 | $1,378 | $98 | $4,776 |
| $350,000 | $3,850 | $1,462 | $98 | $5,410 |
| $400,000 | $4,400 | $1,575 | $98 | $6,073 |
| $450,000 | $4,950 | $1,659 | $98 | $6,707 |
| $500,000 | $5,500 | $1,771 | $98 | $7,369 |
| $600,000 | $6,600 | $1,912 | $98 | $8,610 |
| $700,000 | $7,700 | $2,071 | $98 | $9,869 |
| $800,000 | $8,800 | $2,243 | $98 | $11,141 |
| $1,000,000 | $11,000 | $2,563 | $98 | $13,661 |
Frequently asked questions
How much are closing costs in Santa Clara County?
On the $1,490,600 median home, the county-specific items come to about $16,498: transfer tax $16,400 including City of San Jose base Conveyance Tax, City of Palo Alto Conveyance Tax and City of Mountain View Conveyance Tax, and about $98 to record the deed and mortgage. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Santa Clara County?
Sources
- U.S. Census Bureau QuickFacts - Santa Clara County, California: Median value of owner-occupied housing units, 2020-2024 (ACS 5-Year Estimate)
- Cal. Rev. & Tax. Code Sec. 11911(a)
- Santa Clara County Clerk-Recorder, Recording document fees page ('City Conveyance Tax (San Jose, Palo Alto, & Mountain View) $1.65 per $500 ... applies, in addition to county transfer tax')
- Santa Clara County Clerk-Recorder, Recording document fees page
- Santa Clara County Clerk-Recorder, Recording document fees page
- Santa Clara County Clerk-Recorder fee schedule
Figures are computed from the documents above and rounded to the dollar. All sources.
All California buyer closing costs → Santa Clara County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Santa Clara County overview