Delta County, Colorado Closing Costs
On the $318,000 median Delta County home, the county-specific closing items come to about $3,364: transfer tax $32, title insurance $3,332. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Total |
|---|---|---|---|
| $150,000 | $15 | $2,660 | $2,675 |
| $200,000 | $20 | $2,860 | $2,880 |
| $250,000 | $25 | $3,060 | $3,085 |
| $300,000 | $30 | $3,260 | $3,290 |
| $350,000 | $35 | $3,440 | $3,475 |
| $400,000 | $40 | $3,620 | $3,660 |
| $450,000 | $45 | $3,800 | $3,845 |
| $500,000 | $50 | $3,980 | $4,030 |
| $600,000 | $60 | $4,380 | $4,440 |
| $700,000 | $70 | $4,780 | $4,850 |
| $800,000 | $80 | $5,180 | $5,260 |
| $1,000,000 | $100 | $5,980 | $6,080 |
Frequently asked questions
How much are closing costs in Delta County?
On the $318,000 median home, the county-specific items come to about $3,364: transfer tax $32, title insurance $1,666 for the owner's policy and $1,666 for the lender's. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Delta County?
Who pays the owner's title policy is customarily the seller; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- C.R.S. Sec. 39-13-102
- WFG National Title Insurance Company, Colorado Title Insurance Rate Manual, effective January 15, 2026, Section 6 Basic Rate Table (Zone 1: Adams, Arapahoe, Broomfield, Denver, Douglas, Elbert, Jefferson Counties)
Figures are computed from the documents above and rounded to the dollar. All sources.
All Colorado buyer closing costs → Delta County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Delta County overview