New Castle County, Delaware Closing Costs
On the $329,800 median New Castle County home, the county-specific closing items come to about $9,930: transfer tax $8,245, title insurance $1,381, recording fees $304. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Recording fees | Total |
|---|---|---|---|---|
| $150,000 | $3,750 | $680 | $304 | $4,734 |
| $200,000 | $5,000 | $875 | $304 | $6,179 |
| $250,000 | $6,250 | $1,070 | $304 | $7,624 |
| $300,000 | $7,500 | $1,265 | $304 | $9,069 |
| $350,000 | $8,750 | $1,460 | $304 | $10,514 |
| $400,000 | $10,000 | $1,655 | $304 | $11,959 |
| $450,000 | $11,250 | $1,850 | $304 | $13,404 |
| $500,000 | $12,500 | $2,045 | $304 | $14,849 |
| $600,000 | $15,000 | $2,435 | $304 | $17,739 |
| $700,000 | $17,500 | $2,825 | $304 | $20,629 |
| $800,000 | $20,000 | $3,215 | $304 | $23,519 |
| $1,000,000 | $25,000 | $3,995 | $304 | $29,299 |
Frequently asked questions
How much are closing costs in New Castle County?
On the $329,800 median home, the county-specific items come to about $9,930: transfer tax $8,245, title insurance $1,356 for the owner's policy and $25 for the lender's, and about $304 to record the deed and mortgage. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in New Castle County?
The transfer tax is customarily split. Who pays the owner's title policy is customarily the buyer; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- 30 Del. C. Sec. 5402
- Delaware Title Insurance Rating Bureau (DTIRB) Rating Manual, approved by the Delaware Insurance Department, rates in force as of 09/01/2017 amendment (Sections 3.2 Original Owner's Rates, 3.6 Original Loan Rates, 3.12 Simultaneous Issue)
- New Castle County Recorder of Deeds fee schedule
Figures are computed from the documents above and rounded to the dollar. All sources.
All Delaware buyer closing costs → New Castle County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
New Castle County overview