Chatham County, Georgia Closing Costs
On the $273,300 median Chatham County home, the county-specific closing items come to about $1,946: transfer tax $273, title insurance $1,623, recording fees $50. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Recording fees | Total |
|---|---|---|---|---|
| $150,000 | $150 | $1,013 | $50 | $1,213 |
| $200,000 | $200 | $1,260 | $50 | $1,510 |
| $250,000 | $250 | $1,508 | $50 | $1,808 |
| $300,000 | $300 | $1,755 | $50 | $2,105 |
| $350,000 | $350 | $2,003 | $50 | $2,403 |
| $400,000 | $400 | $2,250 | $50 | $2,700 |
| $450,000 | $450 | $2,498 | $50 | $2,998 |
| $500,000 | $500 | $2,745 | $50 | $3,295 |
| $600,000 | $600 | $3,150 | $50 | $3,800 |
| $700,000 | $700 | $3,555 | $50 | $4,305 |
| $800,000 | $800 | $3,960 | $50 | $4,810 |
| $1,000,000 | $1,000 | $4,770 | $50 | $5,820 |
Frequently asked questions
How much are closing costs in Chatham County?
On the $273,300 median home, the county-specific items come to about $1,946: transfer tax $273, title insurance $1,423 for the owner's policy and $200 for the lender's, and about $50 to record the deed and mortgage. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Chatham County?
The seller customarily pays the Georgia transfer tax. Who pays the owner's title policy is customarily the buyer; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- O.C.G.A. Sec. 48-6-1, as summarized by the Georgia Department of Revenue
- Stewart Title Guaranty Company, Georgia All Inclusive Schedule of Charges, effective 4/20/2026, Sections 1 (Owner's Title Insurance Original Issue), 3 (Loan Policies), and 6 (Simultaneous Issuance of Owner's and Loan Policies)
- Chatham County Clerk of Superior Court, Real Estate Division fee schedule
Figures are computed from the documents above and rounded to the dollar. All sources.
All Georgia buyer closing costs → Chatham County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Chatham County overview