Oneida County, Idaho Closing Costs
On the $228,100 median Oneida County home, the county-specific closing items come to about $1,465: no transfer tax in Idaho, title insurance $1,465. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Total |
|---|---|---|---|
| $150,000 | $0 | $1,115 | $1,115 |
| $200,000 | $0 | $1,336 | $1,336 |
| $250,000 | $0 | $1,557 | $1,557 |
| $300,000 | $0 | $1,778 | $1,778 |
| $350,000 | $0 | $1,945 | $1,945 |
| $400,000 | $0 | $2,110 | $2,110 |
| $450,000 | $0 | $2,276 | $2,276 |
| $500,000 | $0 | $2,441 | $2,441 |
| $600,000 | $0 | $0 | |
| $700,000 | $0 | $0 | |
| $800,000 | $0 | $0 | |
| $1,000,000 | $0 | $0 |
Frequently asked questions
How much are closing costs in Oneida County?
On the $228,100 median home, the county-specific items come to about $1,465: no transfer tax in Idaho, title insurance $1,127 for the owner's policy and $338 for the lender's. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Oneida County?
Who pays the owner's title policy is customarily the seller; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- Idaho Code Title 63 (Revenue and Taxation) contains no real estate transfer tax article
- First American Title Insurance Company Idaho Basic Title Insurance Rates, effective April 11, 2024 (distributed by an independent First American policy-issuing agent)
Figures are computed from the documents above and rounded to the dollar. All sources.
All Idaho buyer closing costs → Oneida County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Oneida County overview