Lafayette Parish, Louisiana Closing Costs
On the $234,200 median Lafayette Parish home, the county-specific closing items come to about $1,588: no transfer tax in Louisiana, title insurance $1,278, recording fees $310. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Recording fees | Total |
|---|---|---|---|---|
| $150,000 | $0 | $895 | $310 | $1,205 |
| $200,000 | $0 | $1,120 | $310 | $1,430 |
| $250,000 | $0 | $1,345 | $310 | $1,655 |
| $300,000 | $0 | $1,570 | $310 | $1,880 |
| $350,000 | $0 | $1,795 | $310 | $2,105 |
| $400,000 | $0 | $2,020 | $310 | $2,330 |
| $450,000 | $0 | $2,245 | $310 | $2,555 |
| $500,000 | $0 | $2,470 | $310 | $2,780 |
| $600,000 | $0 | $2,830 | $310 | $3,140 |
| $700,000 | $0 | $3,190 | $310 | $3,500 |
| $800,000 | $0 | $3,550 | $310 | $3,860 |
| $1,000,000 | $0 | $4,270 | $310 | $4,580 |
Frequently asked questions
How much are closing costs in Lafayette Parish?
On the $234,200 median home, the county-specific items come to about $1,588: no transfer tax in Louisiana, title insurance $1,153 for the owner's policy and $125 for the lender's, and about $310 to record the deed and mortgage. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Lafayette Parish?
Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- Louisiana Department of Revenue (no deed/transfer tax listed among Louisiana tax types)
- LATISSO (Louisiana Title Statistical Services Organization), Manual of Rates and Forms for Title Insurance in the State of Louisiana, (09/01/2025) Edition
- Lafayette Parish Clerk of Court fee schedule
Figures are computed from the documents above and rounded to the dollar. All sources.
All Louisiana buyer closing costs → Lafayette Parish home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Lafayette Parish overview