Caroline County, Maryland Closing Costs
On the $272,400 median Caroline County home, the county-specific closing items come to about $3,171: transfer tax $1,362, title insurance $1,809. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Total |
|---|---|---|---|
| $150,000 | $750 | $1,162 | $1,912 |
| $200,000 | $1,000 | $1,432 | $2,432 |
| $250,000 | $1,250 | $1,703 | $2,953 |
| $300,000 | $1,500 | $1,934 | $3,434 |
| $350,000 | $1,750 | $2,165 | $3,915 |
| $400,000 | $2,000 | $2,396 | $4,396 |
| $450,000 | $2,250 | $2,627 | $4,877 |
| $500,000 | $2,500 | $2,858 | $5,358 |
| $600,000 | $3,000 | $3,252 | $6,252 |
| $700,000 | $3,500 | $3,646 | $7,146 |
| $800,000 | $4,000 | $4,040 | $8,040 |
| $1,000,000 | $5,000 | $4,828 | $9,828 |
Frequently asked questions
How much are closing costs in Caroline County?
On the $272,400 median home, the county-specific items come to about $3,171: transfer tax $1,362, title insurance $1,459 for the owner's policy and $350 for the lender's. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Caroline County?
Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- Maryland Tax-Property Article 13-203
- Stewart Title Guaranty Company, Maryland Schedule of Charges and Forms, effective 11/24/2025 (filed with the Maryland Insurance Administration)
Figures are computed from the documents above and rounded to the dollar. All sources.
All Maryland buyer closing costs → Caroline County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Caroline County overview