Wadena County, Minnesota Closing Costs
On the $170,500 median Wadena County home, the county-specific closing items come to about $1,312: transfer tax $563, title insurance $749. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Total |
|---|---|---|---|
| $150,000 | $495 | $675 | $1,170 |
| $200,000 | $660 | $850 | $1,510 |
| $250,000 | $825 | $1,025 | $1,850 |
| $300,000 | $990 | $1,163 | $2,153 |
| $350,000 | $1,155 | $1,300 | $2,455 |
| $400,000 | $1,320 | $1,438 | $2,758 |
| $450,000 | $1,485 | $1,575 | $3,060 |
| $500,000 | $1,650 | $1,713 | $3,363 |
| $600,000 | $1,980 | $1,938 | $3,918 |
| $700,000 | $2,310 | $2,163 | $4,473 |
| $800,000 | $2,640 | $2,388 | $5,028 |
| $1,000,000 | $3,300 | $2,838 | $6,138 |
Frequently asked questions
How much are closing costs in Wadena County?
On the $170,500 median home, the county-specific items come to about $1,312: transfer tax $563, title insurance $599 for the owner's policy and $150 for the lender's. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Wadena County?
The seller customarily pays the Minnesota transfer tax. Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- Minn. Stat. 287.21, Deed Tax
- WFG National Title Insurance Company, State of Minnesota Rate Manual, effective October 15, 2025
Figures are computed from the documents above and rounded to the dollar. All sources.
All Minnesota buyer closing costs → Wadena County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Wadena County overview