Pearl River County, Mississippi Closing Costs
On the $174,500 median Pearl River County home, the county-specific closing items come to about $675: no transfer tax in Mississippi, title insurance $675. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Total |
|---|---|---|---|
| $150,000 | $0 | $600 | $600 |
| $200,000 | $0 | $750 | $750 |
| $250,000 | $0 | $900 | $900 |
| $300,000 | $0 | $1,050 | $1,050 |
| $350,000 | $0 | $1,200 | $1,200 |
| $400,000 | $0 | $1,350 | $1,350 |
| $450,000 | $0 | $1,500 | $1,500 |
| $500,000 | $0 | $1,650 | $1,650 |
| $600,000 | $0 | $1,950 | $1,950 |
| $700,000 | $0 | $2,250 | $2,250 |
| $800,000 | $0 | $2,550 | $2,550 |
| $1,000,000 | $0 | $3,150 | $3,150 |
Frequently asked questions
How much are closing costs in Pearl River County?
On the $174,500 median home, the county-specific items come to about $675: no transfer tax in Mississippi, title insurance $625 for the owner's policy and $50 for the lender's. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Pearl River County?
Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- Stewart Title Virtual Underwriter, Mississippi Real Estate Practices
- First National Title Insurance Company (FNTI) Mississippi Title Insurance Rates and Rules Manual, effective November 11, 2022 (filed rate manual applicable statewide)
Figures are computed from the documents above and rounded to the dollar. All sources.
All Mississippi buyer closing costs → Pearl River County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Pearl River County overview