Carson City, Nevada Closing Costs
On the $426,700 median Carson City home, the county-specific closing items come to about $3,489: transfer tax $1,665, title insurance $1,824. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Total |
|---|---|---|---|
| $150,000 | $585 | $1,006 | $1,591 |
| $200,000 | $780 | $1,187 | $1,967 |
| $250,000 | $975 | $1,353 | $2,328 |
| $300,000 | $1,170 | $1,518 | $2,688 |
| $350,000 | $1,365 | $1,639 | $3,004 |
| $400,000 | $1,560 | $1,759 | $3,319 |
| $450,000 | $1,755 | $1,879 | $3,634 |
| $500,000 | $1,950 | $1,999 | $3,949 |
| $600,000 | $2,340 | $2,239 | $4,579 |
| $700,000 | $2,730 | $2,479 | $5,209 |
| $800,000 | $3,120 | $2,719 | $5,839 |
| $1,000,000 | $3,900 | $3,200 | $7,100 |
Frequently asked questions
How much are closing costs in Carson City?
On the $426,700 median home, the county-specific items come to about $3,489: transfer tax $1,665, title insurance $1,774 for the owner's policy and $50 for the lender's. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Carson City?
Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- NRS 375.020 and NRS 375.023
- Nevada Title Insurance Rates and Charges - Application and Schedule of Rates, effective January 10, 2026 (filed rate manual hosted by the Nevada Division of Insurance's own document repository, applicable in all Nevada counties)
Figures are computed from the documents above and rounded to the dollar. All sources.
All Nevada buyer closing costs → Carson City home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Carson City overview