Washoe County, Nevada Closing Costs
On the $496,600 median Washoe County home, the county-specific closing items come to about $6,054: transfer tax $3,976, title insurance $1,992, recording fees $86. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Recording fees | Total |
|---|---|---|---|---|
| $150,000 | $1,200 | $1,006 | $86 | $2,292 |
| $200,000 | $1,600 | $1,187 | $86 | $2,873 |
| $250,000 | $2,000 | $1,353 | $86 | $3,439 |
| $300,000 | $2,400 | $1,518 | $86 | $4,004 |
| $350,000 | $2,800 | $1,639 | $86 | $4,525 |
| $400,000 | $3,200 | $1,759 | $86 | $5,045 |
| $450,000 | $3,600 | $1,879 | $86 | $5,565 |
| $500,000 | $4,000 | $1,999 | $86 | $6,085 |
| $600,000 | $4,800 | $2,239 | $86 | $7,125 |
| $700,000 | $5,600 | $2,479 | $86 | $8,165 |
| $800,000 | $6,400 | $2,719 | $86 | $9,205 |
| $1,000,000 | $8,000 | $3,200 | $86 | $11,286 |
Frequently asked questions
How much are closing costs in Washoe County?
On the $496,600 median home, the county-specific items come to about $6,054: transfer tax $3,976 including Washoe County additional local Real Property Transfer Tax, title insurance $1,942 for the owner's policy and $50 for the lender's, and about $86 to record the deed and mortgage. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Washoe County?
Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- NRS 375.020 and NRS 375.023
- Washoe County Recorder, Schedule of Fees
- Nevada Title Insurance Rates and Charges - Application and Schedule of Rates, effective January 10, 2026 (filed rate manual hosted by the Nevada Division of Insurance's own document repository, applicable in all Nevada counties)
- Washoe County Recorder fee schedule
Figures are computed from the documents above and rounded to the dollar. All sources.
All Nevada buyer closing costs → Washoe County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Washoe County overview