Hillsborough County, New Hampshire Closing Costs
On the $385,500 median Hillsborough County home, the county-specific closing items come to about $7,052: transfer tax $5,783, title insurance $1,137, recording fees $132. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Recording fees | Total |
|---|---|---|---|---|
| $150,000 | $2,250 | $488 | $132 | $2,870 |
| $200,000 | $3,000 | $625 | $132 | $3,757 |
| $250,000 | $3,750 | $763 | $132 | $4,645 |
| $300,000 | $4,500 | $900 | $132 | $5,532 |
| $350,000 | $5,250 | $1,038 | $132 | $6,420 |
| $400,000 | $6,000 | $1,175 | $132 | $7,307 |
| $450,000 | $6,750 | $1,313 | $132 | $8,195 |
| $500,000 | $7,500 | $1,450 | $132 | $9,082 |
| $600,000 | $9,000 | $1,675 | $132 | $10,807 |
| $700,000 | $10,500 | $1,900 | $132 | $12,532 |
| $800,000 | $12,000 | $2,125 | $132 | $14,257 |
| $1,000,000 | $15,000 | $2,575 | $132 | $17,707 |
Frequently asked questions
How much are closing costs in Hillsborough County?
On the $385,500 median home, the county-specific items come to about $7,052: transfer tax $5,783, title insurance $1,062 for the owner's policy and $75 for the lender's, and about $132 to record the deed and mortgage. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Hillsborough County?
The transfer tax is customarily split. Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- RSA 78-B:1, Transfer Tax
- WFG National Title Insurance Company, State of New Hampshire Manual of Title Insurance Premiums, effective March 1, 2023 (filed with and approved by the New Hampshire Insurance Department)
- Hillsborough County Registry of Deeds fee schedule
Figures are computed from the documents above and rounded to the dollar. All sources.
All New Hampshire buyer closing costs → Hillsborough County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Hillsborough County overview