Forsyth County, North Carolina Closing Costs
On the $227,800 median Forsyth County home, the county-specific closing items come to about $1,131: transfer tax $456, title insurance $585, recording fees $90. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Recording fees | Total |
|---|---|---|---|---|
| $150,000 | $300 | $416 | $90 | $806 |
| $200,000 | $400 | $524 | $90 | $1,014 |
| $250,000 | $500 | $633 | $90 | $1,223 |
| $300,000 | $600 | $741 | $90 | $1,431 |
| $350,000 | $700 | $850 | $90 | $1,640 |
| $400,000 | $800 | $958 | $90 | $1,848 |
| $450,000 | $900 | $1,067 | $90 | $2,057 |
| $500,000 | $1,000 | $1,175 | $90 | $2,265 |
| $600,000 | $1,200 | $1,316 | $90 | $2,606 |
| $700,000 | $1,400 | $1,457 | $90 | $2,947 |
| $800,000 | $1,600 | $1,598 | $90 | $3,288 |
| $1,000,000 | $2,000 | $1,880 | $90 | $3,970 |
Frequently asked questions
How much are closing costs in Forsyth County?
On the $227,800 median home, the county-specific items come to about $1,131: transfer tax $456, title insurance $556 for the owner's policy and $29 for the lender's, and about $90 to record the deed and mortgage. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Forsyth County?
The seller customarily pays the North Carolina transfer tax. Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- N.C.G.S. 105-228.30
- North Carolina Title Insurance Rating Bureau, North Carolina Title Insurance Rates, effective October 1, 2025 (filed with the NC Department of Insurance)
- Forsyth County Register of Deeds fee schedule
Figures are computed from the documents above and rounded to the dollar. All sources.
All North Carolina buyer closing costs → Forsyth County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Forsyth County overview