Eddy County, North Dakota Closing Costs
On the $115,500 median Eddy County home, the county-specific closing items come to about $590: no transfer tax in North Dakota, title insurance $590. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Total |
|---|---|---|---|
| $150,000 | $0 | $675 | $675 |
| $200,000 | $0 | $800 | $800 |
| $250,000 | $0 | $925 | $925 |
| $300,000 | $0 | $1,050 | $1,050 |
| $350,000 | $0 | $1,175 | $1,175 |
| $400,000 | $0 | $1,300 | $1,300 |
| $450,000 | $0 | $1,425 | $1,425 |
| $500,000 | $0 | $1,550 | $1,550 |
| $600,000 | $0 | $1,750 | $1,750 |
| $700,000 | $0 | $1,950 | $1,950 |
| $800,000 | $0 | $2,150 | $2,150 |
| $1,000,000 | $0 | $2,550 | $2,550 |
Frequently asked questions
How much are closing costs in Eddy County?
On the $115,500 median home, the county-specific items come to about $590: no transfer tax in North Dakota, title insurance $390 for the owner's policy and $200 for the lender's. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Eddy County?
Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- ND Office of State Tax Commissioner, Tax Types (complete list of state taxes; no transfer/deed tax category)
- First National Title Insurance Company, North Dakota Title Insurance Rates, Chapter 1 Basic Schedule of Rates, effective December 7, 2023
Figures are computed from the documents above and rounded to the dollar. All sources.
All North Dakota buyer closing costs → Eddy County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Eddy County overview