Cuyahoga County, Ohio Closing Costs
On the $183,200 median Cuyahoga County home, the county-specific closing items come to about $2,130: transfer tax $733, title insurance $1,217, recording fees $180. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Recording fees | Total |
|---|---|---|---|---|
| $150,000 | $600 | $1,020 | $180 | $1,800 |
| $200,000 | $800 | $1,310 | $180 | $2,290 |
| $250,000 | $1,000 | $1,600 | $180 | $2,780 |
| $300,000 | $1,200 | $1,805 | $180 | $3,185 |
| $350,000 | $1,400 | $2,010 | $180 | $3,590 |
| $400,000 | $1,600 | $2,215 | $180 | $3,995 |
| $450,000 | $1,800 | $2,420 | $180 | $4,400 |
| $500,000 | $2,000 | $2,625 | $180 | $4,805 |
| $600,000 | $2,400 | $2,945 | $180 | $5,525 |
| $700,000 | $2,800 | $3,265 | $180 | $6,245 |
| $800,000 | $3,200 | $3,585 | $180 | $6,965 |
| $1,000,000 | $4,000 | $4,225 | $180 | $8,405 |
Frequently asked questions
How much are closing costs in Cuyahoga County?
On the $183,200 median home, the county-specific items come to about $2,130: transfer tax $733 including Cuyahoga County permissive real property conveyance fee, title insurance $1,067 for the owner's policy and $150 for the lender's, and about $180 to record the deed and mortgage. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Cuyahoga County?
The seller customarily pays the Ohio transfer tax. Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- Ohio Revised Code Section 319.54(G)(3), mandatory statewide conveyance fee
- Cuyahoga County Fiscal Officer, Procedures for Transferring Ownership (conveyance fee schedule)
- Ohio Title Insurance Rating Bureau, Inc., Schedule of Rates and Rules for Title Insurance Policies, Rule PR-1/PR-1.1/PR-6/PR-8, (March 1, 2026) Reprint
- Cuyahoga County Fiscal Officer, Recording Division fee schedule
Figures are computed from the documents above and rounded to the dollar. All sources.
All Ohio buyer closing costs → Cuyahoga County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Cuyahoga County overview