Monroe County, Ohio Closing Costs
On the $132,000 median Monroe County home, the county-specific closing items come to about $1,048: transfer tax $132, title insurance $916. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Total |
|---|---|---|---|
| $150,000 | $150 | $1,020 | $1,170 |
| $200,000 | $200 | $1,310 | $1,510 |
| $250,000 | $250 | $1,600 | $1,850 |
| $300,000 | $300 | $1,805 | $2,105 |
| $350,000 | $350 | $2,010 | $2,360 |
| $400,000 | $400 | $2,215 | $2,615 |
| $450,000 | $450 | $2,420 | $2,870 |
| $500,000 | $500 | $2,625 | $3,125 |
| $600,000 | $600 | $2,945 | $3,545 |
| $700,000 | $700 | $3,265 | $3,965 |
| $800,000 | $800 | $3,585 | $4,385 |
| $1,000,000 | $1,000 | $4,225 | $5,225 |
Frequently asked questions
How much are closing costs in Monroe County?
On the $132,000 median home, the county-specific items come to about $1,048: transfer tax $132, title insurance $766 for the owner's policy and $150 for the lender's. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Monroe County?
The seller customarily pays the Ohio transfer tax. Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- Ohio Revised Code Section 319.54(G)(3), mandatory statewide conveyance fee
- Ohio Title Insurance Rating Bureau, Inc., Schedule of Rates and Rules for Title Insurance Policies, Rule PR-1/PR-1.1/PR-6/PR-8, (March 1, 2026) Reprint
Figures are computed from the documents above and rounded to the dollar. All sources.
All Ohio buyer closing costs → Monroe County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Monroe County overview