Delaware County, Pennsylvania Closing Costs
On the $302,400 median Delaware County home, the county-specific closing items come to about $8,511: transfer tax $6,048, title insurance $2,182, recording fees $281. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Recording fees | Total |
|---|---|---|---|---|
| $150,000 | $3,000 | $1,310 | $281 | $4,591 |
| $200,000 | $4,000 | $1,595 | $281 | $5,876 |
| $250,000 | $5,000 | $1,880 | $281 | $7,161 |
| $300,000 | $6,000 | $2,165 | $281 | $8,446 |
| $350,000 | $7,000 | $2,450 | $281 | $9,731 |
| $400,000 | $8,000 | $2,735 | $281 | $11,016 |
| $450,000 | $9,000 | $3,020 | $281 | $12,301 |
| $500,000 | $10,000 | $3,305 | $281 | $13,586 |
| $600,000 | $12,000 | $3,761 | $281 | $16,042 |
| $700,000 | $14,000 | $4,217 | $281 | $18,498 |
| $800,000 | $16,000 | $4,673 | $281 | $20,954 |
| $1,000,000 | $20,000 | $5,585 | $281 | $25,866 |
Frequently asked questions
How much are closing costs in Delaware County?
On the $302,400 median home, the county-specific items come to about $8,511: transfer tax $6,048 including Media Borough municipal realty transfer tax (Delaware County seat), title insurance $2,182 for the owner's policy and $0 for the lender's, and about $281 to record the deed and mortgage. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Delaware County?
The transfer tax is customarily split. Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- 61 Pa. Code Chapter 91, Realty Transfer Tax
- Recorder of Deeds of Delaware County, Fee Schedule as of 12/1/2025
- Manual of the Title Insurance Rating Bureau of Pennsylvania, Section 5.50 Schedule of Rates - Company or Agent Procedure, approved effective 08/01/2024
- Recorder of Deeds of Delaware County fee schedule
Figures are computed from the documents above and rounded to the dollar. All sources.
All Pennsylvania buyer closing costs → Delaware County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Delaware County overview