Erie County, Pennsylvania Closing Costs
On the $169,500 median Erie County home, the county-specific closing items come to about $5,011: transfer tax $3,391, title insurance $1,424, recording fees $196. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Recording fees | Total |
|---|---|---|---|---|
| $150,000 | $3,000 | $1,310 | $196 | $4,506 |
| $200,000 | $4,000 | $1,595 | $196 | $5,791 |
| $250,000 | $5,000 | $1,880 | $196 | $7,076 |
| $300,000 | $6,000 | $2,165 | $196 | $8,361 |
| $350,000 | $7,000 | $2,450 | $196 | $9,646 |
| $400,000 | $8,000 | $2,735 | $196 | $10,931 |
| $450,000 | $9,000 | $3,020 | $196 | $12,216 |
| $500,000 | $10,000 | $3,305 | $196 | $13,501 |
| $600,000 | $12,000 | $3,761 | $196 | $15,957 |
| $700,000 | $14,000 | $4,217 | $196 | $18,413 |
| $800,000 | $16,000 | $4,673 | $196 | $20,869 |
| $1,000,000 | $20,000 | $5,585 | $196 | $25,781 |
Frequently asked questions
How much are closing costs in Erie County?
On the $169,500 median home, the county-specific items come to about $5,011: transfer tax $3,391 including City of Erie realty transfer tax and Erie School District realty transfer tax, title insurance $1,424 for the owner's policy and $0 for the lender's, and about $196 to record the deed and mortgage. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Erie County?
The transfer tax is customarily split. Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- 61 Pa. Code Chapter 91, Realty Transfer Tax
- PA realty transfer tax overview: in Erie, the local 1% is split between the City of Erie and the Erie School District, matching the statewide-standard local split (not independently confirmed against a City of Erie ordinance this session)
- PA realty transfer tax overview
- Manual of the Title Insurance Rating Bureau of Pennsylvania, Section 5.50 Schedule of Rates - Company or Agent Procedure, approved effective 08/01/2024
- Erie County Recorder of Deeds (part of the Clerk of Records) fee schedule
Figures are computed from the documents above and rounded to the dollar. All sources.
All Pennsylvania buyer closing costs → Erie County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Erie County overview