Spartanburg County, South Carolina Closing Costs
On the $216,000 median Spartanburg County home, the county-specific closing items come to about $1,513: transfer tax $799, title insurance $674, recording fees $40. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Recording fees | Total |
|---|---|---|---|---|
| $150,000 | $555 | $535 | $40 | $1,130 |
| $200,000 | $740 | $640 | $40 | $1,420 |
| $250,000 | $925 | $745 | $40 | $1,710 |
| $300,000 | $1,110 | $850 | $40 | $2,000 |
| $350,000 | $1,295 | $955 | $40 | $2,290 |
| $400,000 | $1,480 | $1,060 | $40 | $2,580 |
| $450,000 | $1,665 | $1,165 | $40 | $2,870 |
| $500,000 | $1,850 | $1,270 | $40 | $3,160 |
| $600,000 | $2,220 | $1,450 | $40 | $3,710 |
| $700,000 | $2,590 | $1,630 | $40 | $4,260 |
| $800,000 | $2,960 | $1,810 | $40 | $4,810 |
| $1,000,000 | $3,700 | $2,170 | $40 | $5,910 |
Frequently asked questions
How much are closing costs in Spartanburg County?
On the $216,000 median home, the county-specific items come to about $1,513: transfer tax $799, title insurance $574 for the owner's policy and $100 for the lender's, and about $40 to record the deed and mortgage. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Spartanburg County?
The seller customarily pays the South Carolina transfer tax. Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- S.C. Code of Laws Title 12, Chapter 24, Deed Recording Fee
- Stewart Title Guaranty Company, Schedule of Charges and Forms for the State of South Carolina, effective May 13, 2022
- Spartanburg County Register of Deeds fee schedule
Figures are computed from the documents above and rounded to the dollar. All sources.
All South Carolina buyer closing costs → Spartanburg County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Spartanburg County overview