Garfield County, Washington Closing Costs
On the $214,200 median Garfield County home, the county-specific closing items come to about $3,319: transfer tax $2,356, title insurance $963. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Total |
|---|---|---|---|
| $150,000 | $1,650 | $770 | $2,420 |
| $200,000 | $2,200 | $866 | $3,066 |
| $250,000 | $2,750 | $963 | $3,713 |
| $300,000 | $3,300 | $1,034 | $4,334 |
| $350,000 | $3,850 | $1,099 | $4,949 |
| $400,000 | $4,400 | $1,193 | $5,593 |
| $450,000 | $4,950 | $1,289 | $6,239 |
| $500,000 | $5,500 | $1,384 | $6,884 |
| $600,000 | $6,735 | $1,574 | $8,309 |
| $700,000 | $8,015 | $1,766 | $9,781 |
| $800,000 | $9,295 | $1,955 | $11,250 |
| $1,000,000 | $11,855 | $2,336 | $14,191 |
Frequently asked questions
How much are closing costs in Garfield County?
On the $214,200 median home, the county-specific items come to about $3,319: transfer tax $2,356, title insurance $550 for the owner's policy and $413 for the lender's. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Garfield County?
The seller customarily pays the Washington transfer tax. Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- Washington Department of Revenue, Real Estate Excise Tax (REET), graduated state rates
- WFG National Title Insurance Company, Rate and Rules for the State of Washington, Section I Basic Rate Table, effective May 1, 2023
Figures are computed from the documents above and rounded to the dollar. All sources.
All Washington buyer closing costs → Garfield County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Garfield County overview