Winnebago County, Wisconsin Closing Costs
On the $208,600 median Winnebago County home, the county-specific closing items come to about $2,355: transfer tax $626, title insurance $1,729. Lender fees, appraisal and prepaids are added by the loan, not the county.
County-specific closing costs by purchase price
| Purchase price | Transfer tax | Title insurance (both policies) | Total |
|---|---|---|---|
| $150,000 | $450 | $1,523 | $1,973 |
| $200,000 | $600 | $1,698 | $2,298 |
| $250,000 | $750 | $1,873 | $2,623 |
| $300,000 | $900 | $1,998 | $2,898 |
| $350,000 | $1,050 | $2,123 | $3,173 |
| $400,000 | $1,200 | $2,248 | $3,448 |
| $450,000 | $1,350 | $2,373 | $3,723 |
| $500,000 | $1,500 | $2,498 | $3,998 |
| $600,000 | $1,800 | $2,598 | $4,398 |
| $700,000 | $2,100 | $2,698 | $4,798 |
| $800,000 | $2,400 | $2,798 | $5,198 |
| $1,000,000 | $3,000 | $2,998 | $5,998 |
Frequently asked questions
How much are closing costs in Winnebago County?
On the $208,600 median home, the county-specific items come to about $2,355: transfer tax $626, title insurance $1,229 for the owner's policy and $500 for the lender's. Lender fees, an appraisal, prepaid taxes and insurance come on top and depend on the loan.
Who pays these in Winnebago County?
The seller customarily pays the Wisconsin transfer tax. Who pays the owner's title policy is negotiable; the buyer pays the lender's policy and the mortgage recording fee.
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- Wisconsin Statutes Section 77.22, Imposition of real estate transfer fee
- WFG National Title Insurance Company, State of Wisconsin Manual of Title Insurance Premiums, effective June 23, 2025
Figures are computed from the documents above and rounded to the dollar. All sources.
All Wisconsin buyer closing costs → Winnebago County home buyer guide →
Figures are computed from the documents above and rounded to the dollar. General information, not financial advice.
Winnebago County overview