Lee County, Alabama: What It Costs to Buy a Home
The median home in Lee County is worth $238,700, property taxes on it run about $1,183 a year (0.5%), the FHA loan limit is $541,287, and closing on it means about $239 in transfer tax plus $728 in title insurance. Each number below opens its own page with the source and a calculator.
| Median home value | $238,700 | Title insurance at this price → |
|---|---|---|
| Property taxes (median paid) | $1,183 a year, 0.5% of value | Property tax page → |
| FHA loan limit (1 unit) | $541,287 | Loan limits page → |
| Conforming loan limit (1 unit) | $832,750 | Loan limits page → |
| Transfer tax on the median home | $239 | Alabama transfer tax page → |
| Title insurance on the median home | $603 owner's + $125 lender's | Title insurance page → |
| Closing costs from these items | $967 | Closing costs page → |
| Area median income (HUD, family of 4) | $108,900; low-income limit $83,850 | Income limits page → |
Frequently asked questions
How much do homes cost in Lee County?
The median owner-occupied home in Lee County is valued at $238,700, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
How much are property taxes in Lee County?
The median Lee County homeowner pays $1,183 a year in real estate taxes, about 0.5% of the median home value ($1,235 for homes with a mortgage), per the Census Bureau's American Community Survey.
What is the FHA loan limit in Lee County?
$541,287 for a one-unit home in 2026 (the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $832,750, per FHFA.
What does it cost to close on a home in Lee County?
On the $238,700 median home: transfer tax $239, title insurance $728 for both policies, about $967 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Lee County?
HUD's FY 2026 median family income for Lee County (Auburn-Opelika, AL HUD Metro FMR Area) is $108,900. A family of four counts as low income below $83,850 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Alabama counties
- Lamar County $112,700
- Lauderdale County $185,800
- Lawrence County $150,700
- Limestone County $255,100
- Lowndes County $80,600
- Macon County $95,700
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25103 (median real estate taxes paid)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
Every Alabama county → Alabama closing costs →
General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
Counties in every state