Riverside County, California: What It Costs to Buy a Home
The median home in Riverside County is worth $557,300, property taxes on it run about $4,189 a year (0.82%), the FHA loan limit is $690,000, and closing on it means about $613 in transfer tax plus $1,856 in title insurance. Each number below opens its own page with the source and a calculator.
| Median home value | $557,300 | Title insurance at this price → |
|---|---|---|
| Property taxes (median paid) | $4,189 a year, 0.82% of value | Property tax page → |
| FHA loan limit (1 unit) | $690,000 | Loan limits page → |
| Conforming loan limit (1 unit) | $832,750 | Loan limits page → |
| Transfer tax on the median home | $613 | California transfer tax page → |
| Title insurance on the median home | $1,681 owner's + $175 lender's | Title insurance page → |
| Recording fees (deed + mortgage) | $76 | Recording fees page → |
| Closing costs from these items | $2,545 | Closing costs page → |
| Down payment help | 2 local programs found | First-time buyer page → |
| Area median income (HUD, family of 4) | $106,500; low-income limit $98,400 | Income limits page → |
Frequently asked questions
How much do homes cost in Riverside County?
The median owner-occupied home in Riverside County is valued at $557,300, per U.S. Census Bureau QuickFacts - Riverside County, California: Median value of owner-occupied housing units, 2020-2024 (ACS 5-Year Estimate).
How much are property taxes in Riverside County?
The median Riverside County homeowner pays $4,189 a year in real estate taxes, about 0.82% of the median home value ($4,601 for homes with a mortgage), per the Census Bureau's American Community Survey.
What is the FHA loan limit in Riverside County?
$690,000 for a one-unit home in 2026 (a high-cost limit above the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $832,750, per FHFA.
What does it cost to close on a home in Riverside County?
On the $557,300 median home: transfer tax $613, title insurance $1,856 for both policies, recording fees about $76, about $2,545 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Riverside County?
HUD's FY 2026 median family income for Riverside County (Riverside-San Bernardino-Ontario, CA MSA) is $106,500. A family of four counts as low income below $98,400 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby California counties
- Orange County $962,600
- Placer County $658,800
- Plumas County $327,400
- Sacramento County $534,200
- San Benito County $751,500
- San Bernardino County $505,000
Sources
- U.S. Census Bureau QuickFacts - Riverside County, California: Median value of owner-occupied housing units, 2020-2024 (ACS 5-Year Estimate)
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25103 (median real estate taxes paid)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
Every California county → California closing costs →
General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
Counties in every state