Rockdale County, Georgia: What It Costs to Buy a Home
The median home in Rockdale County is worth $256,600, property taxes on it run about $1,843 a year (0.72%), the FHA loan limit is $718,750, and closing on it means about $257 in transfer tax plus $1,540 in title insurance. Each number below opens its own page with the source and a calculator.
| Median home value | $256,600 | Title insurance at this price → |
|---|---|---|
| Property taxes (median paid) | $1,843 a year, 0.72% of value | Property tax page → |
| FHA loan limit (1 unit) | $718,750 | Loan limits page → |
| Conforming loan limit (1 unit) | $832,750 | Loan limits page → |
| Transfer tax on the median home | $257 | Georgia transfer tax page → |
| Title insurance on the median home | $1,340 owner's + $200 lender's | Title insurance page → |
| Closing costs from these items | $1,797 | Closing costs page → |
| Area median income (HUD, family of 4) | $117,800; low-income limit $94,250 | Income limits page → |
Frequently asked questions
How much do homes cost in Rockdale County?
The median owner-occupied home in Rockdale County is valued at $256,600, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
How much are property taxes in Rockdale County?
The median Rockdale County homeowner pays $1,843 a year in real estate taxes, about 0.72% of the median home value ($2,055 for homes with a mortgage), per the Census Bureau's American Community Survey.
What is the FHA loan limit in Rockdale County?
$718,750 for a one-unit home in 2026 (a high-cost limit above the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $832,750, per FHFA.
What does it cost to close on a home in Rockdale County?
On the $256,600 median home: transfer tax $257, title insurance $1,540 for both policies, about $1,797 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Rockdale County?
HUD's FY 2026 median family income for Rockdale County (Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area) is $117,800. A family of four counts as low income below $94,250 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Georgia counties
- Rabun County $272,600
- Randolph County $90,900
- Richmond County $163,300
- Schley County $152,900
- Screven County $122,300
- Seminole County $111,600
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25103 (median real estate taxes paid)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
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