Harrison County, Iowa: What It Costs to Buy a Home
The median home in Harrison County is worth $165,300, property taxes on it run about $2,214 a year (1.34%), the FHA loan limit is $541,287, and closing on it means about $264 in transfer tax plus $175 in title insurance. Each number below opens its own page with the source and a calculator.
| Median home value | $165,300 | Title insurance at this price → |
|---|---|---|
| Property taxes (median paid) | $2,214 a year, 1.34% of value | Property tax page → |
| FHA loan limit (1 unit) | $541,287 | Loan limits page → |
| Conforming loan limit (1 unit) | $832,750 | Loan limits page → |
| Transfer tax on the median home | $264 | Iowa transfer tax page → |
| Title insurance on the median home | $175 owner's + $0 lender's | Title insurance page → |
| Closing costs from these items | $439 | Closing costs page → |
| Area median income (HUD, family of 4) | $114,000; low-income limit $91,200 | Income limits page → |
Frequently asked questions
How much do homes cost in Harrison County?
The median owner-occupied home in Harrison County is valued at $165,300, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
How much are property taxes in Harrison County?
The median Harrison County homeowner pays $2,214 a year in real estate taxes, about 1.34% of the median home value ($2,286 for homes with a mortgage), per the Census Bureau's American Community Survey.
What is the FHA loan limit in Harrison County?
$541,287 for a one-unit home in 2026 (the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $832,750, per FHFA.
What does it cost to close on a home in Harrison County?
On the $165,300 median home: transfer tax $264, title insurance $175 for both policies, about $439 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Harrison County?
HUD's FY 2026 median family income for Harrison County (Omaha-Council Bluffs, NE-IA HUD Metro FMR Area) is $114,000. A family of four counts as low income below $91,200 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Iowa counties
- Hamilton County $132,300
- Hancock County $129,300
- Hardin County $113,000
- Henry County $148,600
- Howard County $133,900
- Humboldt County $146,900
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25103 (median real estate taxes paid)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
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