Anoka County, Minnesota: What It Costs to Buy a Home
The median home in Anoka County is worth $325,800, property taxes on it run about $3,099 a year (0.95%), the FHA loan limit is $552,000, and closing on it means about $1,075 in transfer tax plus $1,234 in title insurance. Each number below opens its own page with the source and a calculator.
| Median home value | $325,800 | Title insurance at this price → |
|---|---|---|
| Property taxes (median paid) | $3,099 a year, 0.95% of value | Property tax page → |
| FHA loan limit (1 unit) | $552,000 | Loan limits page → |
| Conforming loan limit (1 unit) | $832,750 | Loan limits page → |
| Transfer tax on the median home | $1,075 | Minnesota transfer tax page → |
| Title insurance on the median home | $1,084 owner's + $150 lender's | Title insurance page → |
| Recording fees (deed + mortgage) | $102 | Recording fees page → |
| Closing costs from these items | $2,411 | Closing costs page → |
| Area median income (HUD, family of 4) | $131,500; low-income limit $105,200 | Income limits page → |
Frequently asked questions
How much do homes cost in Anoka County?
The median owner-occupied home in Anoka County is valued at $325,800, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
How much are property taxes in Anoka County?
The median Anoka County homeowner pays $3,099 a year in real estate taxes, about 0.95% of the median home value ($3,134 for homes with a mortgage), per the Census Bureau's American Community Survey.
What is the FHA loan limit in Anoka County?
$552,000 for a one-unit home in 2026 (a high-cost limit above the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $832,750, per FHFA.
What does it cost to close on a home in Anoka County?
On the $325,800 median home: transfer tax $1,075, title insurance $1,234 for both policies, recording fees about $102, about $2,411 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Anoka County?
HUD's FY 2026 median family income for Anoka County (Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area) is $131,500. A family of four counts as low income below $105,200 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Minnesota counties
- Aitkin County $235,100
- Becker County $266,900
- Beltrami County $222,300
- Benton County $247,100
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25103 (median real estate taxes paid)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
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