Washington County, Oregon: What It Costs to Buy a Home
The median home in Washington County is worth $558,500, property taxes on it run about $4,852 a year (0.87%), the FHA loan limit is $701,500, and closing on it means about $559 in transfer tax plus $2,050 in title insurance. Each number below opens its own page with the source and a calculator.
| Median home value | $558,500 | Title insurance at this price → |
|---|---|---|
| Property taxes (median paid) | $4,852 a year, 0.87% of value | Property tax page → |
| FHA loan limit (1 unit) | $701,500 | Loan limits page → |
| Conforming loan limit (1 unit) | $832,750 | Loan limits page → |
| Transfer tax on the median home | $559 (incl. Washington County Real Property Transfer Tax) | Oregon transfer tax page → |
| Title insurance on the median home | $1,500 owner's + $550 lender's | Title insurance page → |
| Recording fees (deed + mortgage) | $252 | Recording fees page → |
| Closing costs from these items | $2,861 | Closing costs page → |
| Area median income (HUD, family of 4) | $128,300; low-income limit $102,650 | Income limits page → |
Frequently asked questions
How much do homes cost in Washington County?
The median owner-occupied home in Washington County is valued at $558,500, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
How much are property taxes in Washington County?
The median Washington County homeowner pays $4,852 a year in real estate taxes, about 0.87% of the median home value ($4,863 for homes with a mortgage), per the Census Bureau's American Community Survey.
What is the FHA loan limit in Washington County?
$701,500 for a one-unit home in 2026 (a high-cost limit above the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $832,750, per FHFA.
What does it cost to close on a home in Washington County?
On the $558,500 median home: transfer tax $559, title insurance $2,050 for both policies, recording fees about $252, about $2,861 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Washington County?
HUD's FY 2026 median family income for Washington County (Portland-Vancouver-Hillsboro, OR-WA MSA) is $128,300. A family of four counts as low income below $102,650 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Oregon counties
- Union County $260,500
- Wallowa County $371,900
- Wasco County $332,500
- Wheeler County $259,000
- Yamhill County $442,700
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25103 (median real estate taxes paid)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
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