Douglas County, Washington: What It Costs to Buy a Home
The median home in Douglas County is worth $402,900, property taxes on it run about $3,168 a year (0.79%), the FHA loan limit is $586,500, and closing on it means about $4,432 in transfer tax plus $1,289 in title insurance. Each number below opens its own page with the source and a calculator.
| Median home value | $402,900 | Title insurance at this price → |
|---|---|---|
| Property taxes (median paid) | $3,168 a year, 0.79% of value | Property tax page → |
| FHA loan limit (1 unit) | $586,500 | Loan limits page → |
| Conforming loan limit (1 unit) | $832,750 | Loan limits page → |
| Transfer tax on the median home | $4,432 | Washington transfer tax page → |
| Title insurance on the median home | $781 owner's + $508 lender's | Title insurance page → |
| Closing costs from these items | $5,721 | Closing costs page → |
| Area median income (HUD, family of 4) | $99,100; low-income limit $79,300 | Income limits page → |
Frequently asked questions
How much do homes cost in Douglas County?
The median owner-occupied home in Douglas County is valued at $402,900, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
How much are property taxes in Douglas County?
The median Douglas County homeowner pays $3,168 a year in real estate taxes, about 0.79% of the median home value ($3,419 for homes with a mortgage), per the Census Bureau's American Community Survey.
What is the FHA loan limit in Douglas County?
$586,500 for a one-unit home in 2026 (a high-cost limit above the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $832,750, per FHFA.
What does it cost to close on a home in Douglas County?
On the $402,900 median home: transfer tax $4,432, title insurance $1,289 for both policies, about $5,721 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Douglas County?
HUD's FY 2026 median family income for Douglas County (Wenatchee-East Wenatchee, WA MSA) is $99,100. A family of four counts as low income below $79,300 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Washington counties
- Clark County $487,900
- Columbia County $256,100
- Cowlitz County $367,400
- Ferry County $274,500
- Franklin County $345,700
- Garfield County $214,200
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25103 (median real estate taxes paid)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
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