Snohomish County, Washington: What It Costs to Buy a Home
The median home in Snohomish County is worth $644,600, property taxes on it run about $5,121 a year (0.79%), the FHA loan limit is $1,063,750, and closing on it means about $10,529 in transfer tax plus $1,670 in title insurance. Each number below opens its own page with the source and a calculator.
| Median home value | $644,600 | Title insurance at this price → |
|---|---|---|
| Property taxes (median paid) | $5,121 a year, 0.79% of value | Property tax page → |
| FHA loan limit (1 unit) | $1,063,750 | Loan limits page → |
| Conforming loan limit (1 unit) | $1,063,750 | Loan limits page → |
| Transfer tax on the median home | $10,529 (incl. Snohomish County local REET (unincorporated) / city-added local REET (incorporated)) | Washington transfer tax page → |
| Title insurance on the median home | $1,012 owner's + $658 lender's | Title insurance page → |
| Recording fees (deed + mortgage) | $624 | Recording fees page → |
| Closing costs from these items | $12,823 | Closing costs page → |
| Area median income (HUD, family of 4) | $164,400; low-income limit $116,650 | Income limits page → |
Frequently asked questions
How much do homes cost in Snohomish County?
The median owner-occupied home in Snohomish County is valued at $644,600, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
How much are property taxes in Snohomish County?
The median Snohomish County homeowner pays $5,121 a year in real estate taxes, about 0.79% of the median home value ($5,200 for homes with a mortgage), per the Census Bureau's American Community Survey.
What is the FHA loan limit in Snohomish County?
$1,063,750 for a one-unit home in 2026 (a high-cost limit above the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $1,063,750, per FHFA.
What does it cost to close on a home in Snohomish County?
On the $644,600 median home: transfer tax $10,529, title insurance $1,670 for both policies, recording fees about $624, about $12,823 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Snohomish County?
HUD's FY 2026 median family income for Snohomish County (Seattle-Bellevue, WA HUD Metro FMR Area) is $164,400. A family of four counts as low income below $116,650 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Washington counties
- San Juan County $726,500
- Skagit County $486,200
- Skamania County $472,600
- Spokane County $370,500
- Stevens County $308,000
- Thurston County $451,500
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25103 (median real estate taxes paid)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
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General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
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