Ozaukee County, Wisconsin: What It Costs to Buy a Home
The median home in Ozaukee County is worth $368,900, property taxes on it run about $4,629 a year (1.25%), the FHA loan limit is $541,287, and closing on it means about $1,107 in transfer tax plus $2,170 in title insurance. Each number below opens its own page with the source and a calculator.
| Median home value | $368,900 | Title insurance at this price → |
|---|---|---|
| Property taxes (median paid) | $4,629 a year, 1.25% of value | Property tax page → |
| FHA loan limit (1 unit) | $541,287 | Loan limits page → |
| Conforming loan limit (1 unit) | $832,750 | Loan limits page → |
| Transfer tax on the median home | $1,107 | Wisconsin transfer tax page → |
| Title insurance on the median home | $1,670 owner's + $500 lender's | Title insurance page → |
| Closing costs from these items | $3,277 | Closing costs page → |
| Area median income (HUD, family of 4) | $108,400; low-income limit $86,700 | Income limits page → |
Frequently asked questions
How much do homes cost in Ozaukee County?
The median owner-occupied home in Ozaukee County is valued at $368,900, per U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units).
How much are property taxes in Ozaukee County?
The median Ozaukee County homeowner pays $4,629 a year in real estate taxes, about 1.25% of the median home value ($4,736 for homes with a mortgage), per the Census Bureau's American Community Survey.
What is the FHA loan limit in Ozaukee County?
$541,287 for a one-unit home in 2026 (the national floor), per HUD; the conforming limit for Fannie Mae and Freddie Mac loans is $832,750, per FHFA.
What does it cost to close on a home in Ozaukee County?
On the $368,900 median home: transfer tax $1,107, title insurance $2,170 for both policies, about $3,277 for those items before lender fees, prepaid taxes and insurance.
What is the area median income in Ozaukee County?
HUD's FY 2026 median family income for Ozaukee County (Milwaukee-Waukesha, WI MSA) is $108,400. A family of four counts as low income below $86,700 under HUD's 80% tier (adjusted for local housing costs, so it can sit above 80% of the median), which is the line many first-time buyer assistance programs use.
Nearby Wisconsin counties
- Oconto County $212,000
- Oneida County $227,500
- Outagamie County $244,100
- Pepin County $196,100
- Pierce County $308,600
- Polk County $241,200
Sources
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25077 (median value of owner-occupied housing units)
- U.S. Census Bureau, ACS 2019-2023 five-year estimates, table B25103 (median real estate taxes paid)
- HUD, FHA forward mortgage loan limits for calendar year 2026 (CHUMS county limits file, Mortgagee Letter 2025-23)
- FHFA, conforming loan limits for mortgages acquired in calendar year 2026, by county
Figures are computed from the documents above and rounded to the dollar. All sources.
Every Wisconsin county → Wisconsin closing costs →
General information, not financial, tax or legal advice. Figures are medians and schedule computations, not quotes.
Counties in every state