San Antonio Home Buyer Rebate: How Much Cash You Get Back

Commission rebates to buyers are legal in San Antonio. Most buyers can get about 2% of the price back in cash at closing, roughly $5,300 on a median-priced San Antonio home.

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What is a commission rebate in San Antonio?

When you buy a home in San Antonio, the seller usually pays your agent a commission of around 3% of the price, already built into what you pay. A commission rebate is when your buyer's agent gives part of that back to you, in cash, at closing. It is legal in Texas, and it is your own money returned to you at no extra cost.

How much is a rebate on a San Antonio home?

The recent median San Antonio home price is about $265,000 (Redfin, San Antonio three-month median sale price, June 2026). A 2% buyer rebate on that is roughly $5,300, paid to you at closing. Enter your own price above to see your number.

Frequently asked questions

What is a commission rebate in San Antonio?

A commission rebate in San Antonio is when your buyer's agent returns part of the commission they earn on your purchase to you, in cash, at closing. The buyer's-agent commission is already built into the home's price, so a rebate simply hands part of that money back to you.

Are buyer commission rebates legal in San Antonio?

Yes. San Antonio follows Texas law, and commission rebates to buyers are legal in Texas. A licensed San Antonio agent may rebate part of their commission to the buyer they represent.

How much is a buyer rebate in San Antonio?

About 2% of the purchase price, paid to you at closing. On a $265,000 San Antonio home (the recent median) that is roughly $5,300.

Are commission rebates taxable in San Antonio?

Generally no. The IRS treats a buyer rebate as a reduction in the home's purchase price, not income, so you lower your cost basis instead of paying tax on it (IRS Letter Ruling 157111-06). This is general information, not tax advice.

What is the largest commission rebate I can get in San Antonio?

There is no legal cap in Texas. Rebates commonly run about 2% of the price, and some rebate-friendly San Antonio brokerages return more. On a $265,000 home a 2% rebate is about $5,300. Get the exact amount in writing before you sign a buyer-representation agreement.

Official sources

See the full Texas rebate guide and rules →

This is general information, not legal or tax advice. Rules change, so confirm the current rule with the Texas Real Estate Commission, TREC Rule 535.147(d) (linked above) before you rely on it.

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