Rialto, California Title Insurance Cost
On the Rialto median home price of $454,400, an owner's title policy costs about $1,495 and the lender's policy issued with it about $175, under the California rate schedule. Median price source.
Rialto title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $818 | $175 | $993 |
| $200,000 | $959 | $175 | $1,134 |
| $250,000 | $1,073 | $175 | $1,248 |
| $300,000 | $1,203 | $175 | $1,378 |
| $350,000 | $1,287 | $175 | $1,462 |
| $400,000 | $1,400 | $175 | $1,575 |
| $450,000 | $1,484 | $175 | $1,659 |
| $500,000 | $1,596 | $175 | $1,771 |
| $600,000 | $1,737 | $175 | $1,912 |
| $700,000 | $1,896 | $175 | $2,071 |
| $800,000 | $2,068 | $175 | $2,243 |
| $1,000,000 | $2,388 | $175 | $2,563 |
California uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
California title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed California rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in California varies by county and by contract. By strong regional custom (not officially sourced in this extraction): in Northern California the SELLER customarily pays for the owner's title policy; in Southern California (including Los Angeles County) it is more often negotiated or split by local custom. Not confirmed against a primary source, same caveat as data/closing/california.json.
Frequently asked questions
How much is title insurance in Rialto?
On the Rialto median home price of $454,400, an owner's policy costs about $1,495 and the lender's policy $175, about $1,670 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Rialto?
Who pays for the owner's policy in California varies by county and by contract. By strong regional custom (not officially sourced in this extraction): in Northern California the SELLER customarily pays for the owner's title policy; in Southern California (including Los Angeles County) it is more often negotiated or split by local custom. Not confirmed against a primary source, same caveat as data/closing/california.json.
Nearby California cities
- Redlands $583,000
- Redondo Beach $1,225,400
- Redwood City $1,838,800
- Richmond $650,100
- Riverside $542,100
- Rocklin $673,300
Sources
- Stewart Title Guaranty Company, California Schedule of Charges, effective July 7, 2025 (includes all revisions), Section 11.2 Residential Rates (1-4 unit residential) and Section 3.1 Lender's Title Insurance Rates
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
California title insurance at every price →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
California title insurance