Saline County, Illinois Title Insurance Cost
On the Saline County median home price of $92,900, an owner's title policy costs about $1,995 and the lender's policy issued with it about $575, under the Illinois rate schedule. Median price source.
Saline County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $1,995 | $575 | $2,570 |
| $200,000 | $1,995 | $575 | $2,570 |
| $250,000 | $2,095 | $575 | $2,670 |
| $300,000 | $2,195 | $575 | $2,770 |
| $350,000 | $2,295 | $575 | $2,870 |
| $400,000 | $2,395 | $575 | $2,970 |
| $450,000 | $2,495 | $575 | $3,070 |
| $500,000 | $2,595 | $575 | $3,170 |
| $600,000 | $2,820 | $575 | $3,395 |
| $700,000 | $3,020 | $575 | $3,595 |
| $800,000 | $3,220 | $575 | $3,795 |
| $1,000,000 | $3,620 | $575 | $4,195 |
Illinois uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
Illinois title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Illinois rate schedule.
Who pays for the owner's policy
In Illinois the seller customarily pays for the owner's policy, so the figure below is usually the seller's cost; the buyer still pays the lender's policy. Reported as commonly cited Illinois custom (Illinois's standard residential contract forms typically have the seller furnish and pay for an owner's title commitment/policy); not confirmed against a primary official source, same caveat as data/closing/illinois.json.
Frequently asked questions
How much is title insurance in Saline County?
On the Saline County median home price of $92,900, an owner's policy costs about $1,995 and the lender's policy $575, about $2,570 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Saline County?
In Illinois the seller customarily pays for the owner's policy, so the figure below is usually the seller's cost; the buyer still pays the lender's policy. Reported as commonly cited Illinois custom (Illinois's standard residential contract forms typically have the seller furnish and pay for an owner's title commitment/policy); not confirmed against a primary official source, same caveat as data/closing/illinois.json.
Nearby Illinois counties
- Randolph County $134,100
- Richland County $106,600
- Rock Island County $144,700
- Sangamon County $170,300
- Schuyler County $106,200
- Scott County $101,700
Sources
- Old Republic Title Schedule of Rates for Cook, DuPage, Kane, Kendall, Lake, McHenry and Will Counties, Illinois, effective September 1, 2024
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Illinois title insurance at every price →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Illinois title insurance