Metairie, Louisiana Title Insurance Cost
On the Metairie median home price of $308,900, an owner's title policy costs about $1,486 and the lender's policy issued with it about $125, under the Louisiana rate schedule. Median price source.
Metairie title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $770 | $125 | $895 |
| $200,000 | $995 | $125 | $1,120 |
| $250,000 | $1,220 | $125 | $1,345 |
| $300,000 | $1,445 | $125 | $1,570 |
| $350,000 | $1,670 | $125 | $1,795 |
| $400,000 | $1,895 | $125 | $2,020 |
| $450,000 | $2,120 | $125 | $2,245 |
| $500,000 | $2,345 | $125 | $2,470 |
| $600,000 | $2,705 | $125 | $2,830 |
| $700,000 | $3,065 | $125 | $3,190 |
| $800,000 | $3,425 | $125 | $3,550 |
| $1,000,000 | $4,145 | $125 | $4,270 |
Louisiana uses filed rates: underwriters file their rate manuals with the state insurance department, and the filed schedule below is what a policy costs; competing underwriters file similar or identical schedules.
Louisiana title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Louisiana rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Louisiana is negotiable in the purchase contract. The LATISSO manual sets premiums only, not who pays; Louisiana custom (buyer commonly pays in most parishes, though this varies) and the act of sale/purchase agreement decide, not statute. Source
Frequently asked questions
How much is title insurance in Metairie?
On the Metairie median home price of $308,900, an owner's policy costs about $1,486 and the lender's policy $125, about $1,611 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Metairie?
Who pays for the owner's policy in Louisiana is negotiable in the purchase contract. The LATISSO manual sets premiums only, not who pays; Louisiana custom (buyer commonly pays in most parishes, though this varies) and the act of sale/purchase agreement decide, not statute. Source
Nearby Louisiana cities
- Kenner $241,800
- Lafayette $251,300
- Lake Charles $204,000
- New Orleans $296,400
- Shreveport $178,100
Sources
- LATISSO (Louisiana Title Statistical Services Organization), Manual of Rates and Forms for Title Insurance in the State of Louisiana, (09/01/2025) Edition
- Who pays for the owner's policy in Louisiana
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
Louisiana title insurance at every price →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Louisiana title insurance