Howell County, Missouri Title Insurance Cost
On the Howell County median home price of $161,000, an owner's title policy costs about $495 and the lender's policy issued with it about $225, under the Missouri rate schedule. Median price source.
Howell County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $471 | $225 | $696 |
| $200,000 | $531 | $225 | $756 |
| $250,000 | $591 | $225 | $816 |
| $300,000 | $651 | $225 | $876 |
| $350,000 | $711 | $225 | $936 |
| $400,000 | $771 | $225 | $996 |
| $450,000 | $831 | $225 | $1,056 |
| $500,000 | $891 | $225 | $1,116 |
| $600,000 | $1,011 | $225 | $1,236 |
| $700,000 | $1,131 | $225 | $1,356 |
Missouri uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
Missouri title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Missouri rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Missouri is negotiable in the purchase contract. Missouri has no statute assigning the owner's-policy cost; local custom and the purchase contract decide, and this varies significantly by region within the state. Source
Frequently asked questions
How much is title insurance in Howell County?
On the Howell County median home price of $161,000, an owner's policy costs about $495 and the lender's policy $225, about $720 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Howell County?
Who pays for the owner's policy in Missouri is negotiable in the purchase contract. Missouri has no statute assigning the owner's-policy cost; local custom and the purchase contract decide, and this varies significantly by region within the state. Source
Nearby Missouri counties
- Hickory County $123,200
- Holt County $122,300
- Howard County $145,300
- Iron County $113,000
- Jackson County $213,300
- Jasper County $158,500
Sources
- Platinum Title & Escrow (Leawood, KS), Residential Owner's Policy Rate Table, serving all Missouri and Kansas counties
- Who pays for the owner's policy in Missouri
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
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Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Missouri title insurance