Pondera County, Montana Title Insurance Cost
On the Pondera County median home price of $179,200, an owner's title policy costs about $763 and the lender's policy issued with it about $75, under the Montana rate schedule. Median price source.
Pondera County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $691 | $75 | $766 |
| $200,000 | $811 | $75 | $886 |
| $250,000 | $930 | $75 | $1,005 |
| $300,000 | $1,050 | $75 | $1,125 |
| $350,000 | $1,155 | $75 | $1,230 |
| $400,000 | $1,260 | $75 | $1,335 |
| $450,000 | $1,365 | $75 | $1,440 |
| $500,000 | $1,470 | $75 | $1,545 |
| $600,000 | $1,680 | $75 | $1,755 |
| $700,000 | $1,890 | $75 | $1,965 |
| $800,000 | $2,100 | $75 | $2,175 |
| $1,000,000 | $2,520 | $75 | $2,595 |
Montana uses filed rates: underwriters file their rate manuals with the state insurance department, and the filed schedule below is what a policy costs; competing underwriters file similar or identical schedules.
Montana title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Montana rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Montana is negotiable in the purchase contract. Montana has no statute assigning the owner's-policy cost; the manual sets premiums only, not who pays, so this is set by local custom and the purchase contract. Source
Frequently asked questions
How much is title insurance in Pondera County?
On the Pondera County median home price of $179,200, an owner's policy costs about $763 and the lender's policy $75, about $838 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Pondera County?
Who pays for the owner's policy in Montana is negotiable in the purchase contract. Montana has no statute assigning the owner's-policy cost; the manual sets premiums only, not who pays, so this is set by local custom and the purchase contract. Source
Nearby Montana counties
- Park County $429,700
- Petroleum County $173,700
- Phillips County $175,000
- Powder River County $149,400
- Powell County $255,700
- Prairie County $167,100
Sources
- WFG National Title Insurance Company, State of Montana Manual of Title Insurance Premiums, effective December 1, 2022 (filed with the Montana Commissioner of Securities and Insurance under MCA 33-25-212)
- Who pays for the owner's policy in Montana
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
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Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Montana title insurance