Sierra County, New Mexico Title Insurance Cost
On the Sierra County median home price of $144,800, an owner's title policy costs about $896 and the lender's policy issued with it about $806, under the New Mexico rate schedule. Median price source.
Sierra County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $917 | $825 | $1,742 |
| $200,000 | $1,127 | $1,014 | $2,141 |
| $250,000 | $1,337 | $1,203 | $2,540 |
| $300,000 | $1,547 | $1,392 | $2,939 |
| $350,000 | $1,757 | $1,581 | $3,338 |
| $400,000 | $1,967 | $1,770 | $3,737 |
| $450,000 | $2,177 | $1,959 | $4,136 |
| $500,000 | $2,387 | $2,148 | $4,535 |
| $600,000 | $2,716 | $2,444 | $5,160 |
| $700,000 | $3,045 | $2,741 | $5,786 |
| $800,000 | $3,374 | $3,037 | $6,411 |
| $1,000,000 | $4,032 | $3,629 | $7,661 |
New Mexico is a promulgated-rate state: the insurance regulator sets one title insurance rate that every underwriter must charge, so the premium is the same wherever you close.
New Mexico title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed New Mexico rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in New Mexico is negotiable in the purchase contract. Could not be confirmed from an official or underwriter source within this session's research budget; data/closing/new-mexico.json also left this null rather than guess. New Mexico has no statute assigning the owner's-policy cost, so it is set by local custom and the purchase contract.
Frequently asked questions
How much is title insurance in Sierra County?
On the Sierra County median home price of $144,800, an owner's policy costs about $896 and the lender's policy $806, about $1,702 for both. New Mexico sets one rate statewide, so the county does not change the premium, only the price does.
Who pays for title insurance in Sierra County?
Who pays for the owner's policy in New Mexico is negotiable in the purchase contract. Could not be confirmed from an official or underwriter source within this session's research budget; data/closing/new-mexico.json also left this null rather than guess. New Mexico has no statute assigning the owner's-policy cost, so it is set by local custom and the purchase contract.
Nearby New Mexico counties
- San Miguel County $177,600
- Sandoval County $282,300
- Santa Fe County $416,900
- Socorro County $143,200
- Taos County $354,000
- Torrance County $145,100
Sources
- WFG National Title Insurance Company, 2025 Schedule of New Mexico Basic Premium Rates for Title Insurance, effective July 1, 2025, published under the New Mexico Office of Superintendent of Insurance's promulgated rate order (13.14.9 NMAC)
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
New Mexico title insurance at every price →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
New Mexico title insurance