Yonkers, New York Title Insurance Cost
On the Yonkers median home price of $478,000, an owner's title policy costs about $2,300 and the lender's policy issued with it about $690, under the New York rate schedule. Median price source.
Yonkers title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $942 | $283 | $1,225 |
| $200,000 | $1,149 | $345 | $1,494 |
| $250,000 | $1,356 | $407 | $1,763 |
| $300,000 | $1,563 | $469 | $2,032 |
| $350,000 | $1,770 | $531 | $2,301 |
| $400,000 | $1,977 | $593 | $2,570 |
| $450,000 | $2,184 | $655 | $2,839 |
| $500,000 | $2,391 | $717 | $3,108 |
| $600,000 | $2,769 | $831 | $3,600 |
| $700,000 | $3,147 | $944 | $4,091 |
| $800,000 | $3,525 | $1,058 | $4,583 |
| $1,000,000 | $4,281 | $1,284 | $5,565 |
New York is a promulgated-rate state: the insurance regulator sets one title insurance rate that every underwriter must charge, so the premium is the same wherever you close.
New York title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed New York rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in New York is negotiable in the purchase contract. The TIRSA manual sets premiums only; New York custom (which strongly favors buyer-pays for the owner's policy statewide, though NYC has its own conventions around CPLs, mortgage recording tax, and mansion tax that are separate from title insurance) and the contract of sale decide who pays. Source
Frequently asked questions
How much is title insurance in Yonkers?
On the Yonkers median home price of $478,000, an owner's policy costs about $2,300 and the lender's policy $690, about $2,990 for both. New York sets one rate statewide, so the county does not change the premium, only the price does.
Who pays for title insurance in Yonkers?
Who pays for the owner's policy in New York is negotiable in the purchase contract. The TIRSA manual sets premiums only; New York custom (which strongly favors buyer-pays for the owner's policy statewide, though NYC has its own conventions around CPLs, mortgage recording tax, and mansion tax that are separate from title insurance) and the contract of sale decide who pays. Source
Nearby New York cities
- Troy $192,500
- Utica $133,400
- White Plains $624,100
Sources
- TIRSA Rate Manual, Seventh Revision, approved by NYDFS June 10, 2024, effective October 1, 2024
- Who pays for the owner's policy in New York
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
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Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
New York title insurance