Divide County, North Dakota Title Insurance Cost
On the Divide County median home price of $173,100, an owner's title policy costs about $535 and the lender's policy issued with it about $200, under the North Dakota rate schedule. Median price source.
Divide County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $475 | $200 | $675 |
| $200,000 | $600 | $200 | $800 |
| $250,000 | $725 | $200 | $925 |
| $300,000 | $850 | $200 | $1,050 |
| $350,000 | $975 | $200 | $1,175 |
| $400,000 | $1,100 | $200 | $1,300 |
| $450,000 | $1,225 | $200 | $1,425 |
| $500,000 | $1,350 | $200 | $1,550 |
| $600,000 | $1,550 | $200 | $1,750 |
| $700,000 | $1,750 | $200 | $1,950 |
| $800,000 | $1,950 | $200 | $2,150 |
| $1,000,000 | $2,350 | $200 | $2,550 |
North Dakota uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
North Dakota title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed North Dakota rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in North Dakota is negotiable in the purchase contract.
Frequently asked questions
How much is title insurance in Divide County?
On the Divide County median home price of $173,100, an owner's policy costs about $535 and the lender's policy $200, about $735 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Divide County?
Who pays for the owner's policy in North Dakota is negotiable in the purchase contract.
Nearby North Dakota counties
- Cass County $284,700
- Cavalier County $122,300
- Dickey County $167,100
- Dunn County $244,000
- Eddy County $115,500
- Emmons County $112,400
Sources
- First National Title Insurance Company, North Dakota Title Insurance Rates, Chapter 1 Basic Schedule of Rates, effective December 7, 2023
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
North Dakota title insurance at every price →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
North Dakota title insurance