Lakewood, Ohio Title Insurance Cost
On the Lakewood median home price of $241,500, an owner's title policy costs about $1,404 and the lender's policy issued with it about $150, under the Ohio rate schedule. Median price source.
Lakewood title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $870 | $150 | $1,020 |
| $200,000 | $1,160 | $150 | $1,310 |
| $250,000 | $1,450 | $150 | $1,600 |
| $300,000 | $1,655 | $150 | $1,805 |
| $350,000 | $1,860 | $150 | $2,010 |
| $400,000 | $2,065 | $150 | $2,215 |
| $450,000 | $2,270 | $150 | $2,420 |
| $500,000 | $2,475 | $150 | $2,625 |
| $600,000 | $2,795 | $150 | $2,945 |
| $700,000 | $3,115 | $150 | $3,265 |
| $800,000 | $3,435 | $150 | $3,585 |
| $1,000,000 | $4,075 | $150 | $4,225 |
Ohio uses filed rates: underwriters file their rate manuals with the state insurance department, and the filed schedule below is what a policy costs; competing underwriters file similar or identical schedules.
Ohio title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed Ohio rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in Ohio is negotiable in the purchase contract.
Frequently asked questions
How much is title insurance in Lakewood?
On the Lakewood median home price of $241,500, an owner's policy costs about $1,404 and the lender's policy $150, about $1,554 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Lakewood?
Who pays for the owner's policy in Ohio is negotiable in the purchase contract.
Nearby Ohio cities
Sources
- Ohio Title Insurance Rating Bureau, Inc., Schedule of Rates and Rules for Title Insurance Policies, Rule PR-1/PR-1.1/PR-6/PR-8, (March 1, 2026) Reprint
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
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Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
Ohio title insurance