Fairfield County, South Carolina Title Insurance Cost
On the Fairfield County median home price of $129,100, an owner's title policy costs about $393 and the lender's policy issued with it about $100, under the South Carolina rate schedule. Median price source.
Fairfield County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $435 | $100 | $535 |
| $200,000 | $540 | $100 | $640 |
| $250,000 | $645 | $100 | $745 |
| $300,000 | $750 | $100 | $850 |
| $350,000 | $855 | $100 | $955 |
| $400,000 | $960 | $100 | $1,060 |
| $450,000 | $1,065 | $100 | $1,165 |
| $500,000 | $1,170 | $100 | $1,270 |
| $600,000 | $1,350 | $100 | $1,450 |
| $700,000 | $1,530 | $100 | $1,630 |
| $800,000 | $1,710 | $100 | $1,810 |
| $1,000,000 | $2,070 | $100 | $2,170 |
South Carolina uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
South Carolina title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed South Carolina rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in South Carolina is negotiable in the purchase contract.
Frequently asked questions
How much is title insurance in Fairfield County?
On the Fairfield County median home price of $129,100, an owner's policy costs about $393 and the lender's policy $100, about $493 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Fairfield County?
Who pays for the owner's policy in South Carolina is negotiable in the purchase contract.
Nearby South Carolina counties
- Dillon County $84,400
- Dorchester County $294,400
- Edgefield County $194,300
- Florence County $165,500
- Georgetown County $262,300
- Greenville County $273,900
Sources
- Stewart Title Guaranty Company, Schedule of Charges and Forms for the State of South Carolina, effective May 13, 2022
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
South Carolina title insurance at every price →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
South Carolina title insurance