Bon Homme County, South Dakota Title Insurance Cost
On the Bon Homme County median home price of $120,300, an owner's title policy costs about $367 and the lender's policy issued with it about $50, under the South Dakota rate schedule. Median price source.
Bon Homme County title insurance by purchase price
| Purchase price | Owner's policy | Lender's policy (issued together) | Both policies |
|---|---|---|---|
| $150,000 | $425 | $50 | $475 |
| $200,000 | $525 | $50 | $575 |
| $250,000 | $625 | $50 | $675 |
| $300,000 | $725 | $50 | $775 |
| $350,000 | $825 | $50 | $875 |
| $400,000 | $925 | $50 | $975 |
| $450,000 | $1,025 | $50 | $1,075 |
| $500,000 | $1,125 | $50 | $1,175 |
| $600,000 | $1,300 | $50 | $1,350 |
| $700,000 | $1,475 | $50 | $1,525 |
| $800,000 | $1,650 | $50 | $1,700 |
| $1,000,000 | $2,000 | $50 | $2,050 |
South Dakota uses filed rates: each underwriter files its own rate manual with the state insurance department, so premiums differ by a few hundred dollars from one title company to another. The schedule below is one underwriter's filed rate.
South Dakota title insurance calculator
Enter a purchase price to see the owner's and lender's policy premiums from the filed South Dakota rate schedule.
Who pays for the owner's policy
Who pays for the owner's policy in South Dakota is negotiable in the purchase contract. South Dakota does not mandate a payer for title insurance by law; allocation follows the sale contract and local closing custom.
Frequently asked questions
How much is title insurance in Bon Homme County?
On the Bon Homme County median home price of $120,300, an owner's policy costs about $367 and the lender's policy $50, about $417 for both. The rate schedule is filed statewide, so what changes from county to county is the home price, not the rate.
Who pays for title insurance in Bon Homme County?
Who pays for the owner's policy in South Dakota is negotiable in the purchase contract. South Dakota does not mandate a payer for title insurance by law; allocation follows the sale contract and local closing custom.
Nearby South Dakota counties
- Aurora County $129,000
- Beadle County $178,400
- Bennett County $138,600
- Brookings County $246,300
- Brown County $212,900
- Brule County $205,500
Sources
- Stewart Title Guaranty Company, Manual of Charges and Forms for Use in South Dakota, Section B (Policies), effective 10/2/2023
- U.S. Census Bureau, American Community Survey 2019-2023 5-year estimates, table B25077 (median value of owner-occupied housing units) and B01003 (total population)
Rates as filed or promulgated, checked September 22, 2026. Premiums are computed from the schedule above and rounded to the dollar; endorsements, settlement fees and search fees are separate. All sources.
South Dakota title insurance at every price →
Premiums are computed from the rate schedule cited above and rounded to the dollar. This is general information, not financial advice.
South Dakota title insurance